Slash Your Medical Bills Without the Stress
Take control of your healthcare costs with our simple and effective negotiation script.
Stop Overpaying for Healthcare—Start Saving Today!
Learn exactly what to say to lower your medical bills, whether you're negotiating with your insurance or a healthcare provider.
What will you learn?
How to Spot Errors:
Ensure your bill is accurate with quick tips for identifying overcharges.
What to Ask For:
Discover the right questions to uncover hidden discounts, financial aid, and payment plans.
Negotiation Made Simple:
Follow a clear, step-by-step script designed to get results without stress.
Sign up to get my free script and negotiate your medical bills like the boss you are!
About The Audacious Patient
I’ve lived with chronic pain since I was 23 but avoided medical care for years because I didn’t understand how to use my insurance and feared the costs.
At 33, after my dad’s sudden passing, I faced my fears. I needed to understand the state of my health to find peace of mind after facing my own mortality through my father's death. So I dug in, learned to navigate insurance, and took charge of my health.
As an acupuncturist for over a decade, I’ve also seen the system from the inside—how insurance works, its flaws, and how it impacts both patients and providers.
All of this has driven me to a mission: to help others cut through the confusion and fear surrounding health insurance and the medical system.
Insurance companies deliberately make their policies complicated, hoping you won’t use them so they can keep more money. I want to change that. I believe no one should feel afraid to access the healthcare they need and deserve.
My goal is to teach and empower people to take control of their healthcare journey—and, hopefully, to spark change in the system itself.
Need help?
Don't worry, I got you. Here are some answers for your questions.
How will this script actually help me?
The script provides step-by-step guidance on what to say when calling your insurance company, so you’re not left guessing or feeling overwhelmed. It includes key phrases and questions to ask that will help you clarify the issue and advocate for your claim effectively. Think of it as a safety net to ensure you don’t forget anything important during a stressful conversation.
Is this resource really free? What’s the catch?
Yes, it’s completely free—the only thing I ask in return is for your email address so I can continue providing you with amazing info and resources to help you along your healthcare journey! I created this script because I know how confusing and frustrating it can be to deal with insurance companies. My goal is to empower you with tools to navigate the system with confidence. If you find it helpful, you can check out my other resources, but there’s no obligation.
What if I say the wrong thing on the call? Will I mess up my appeal?
It’s hard to completely ruin an appeal by saying the “wrong” thing, but this script minimizes that risk by giving you a clear roadmap. It helps you stay focused, professional, and assertive, so you feel confident and stay in control of the conversation.
I don’t know much about insurance terms. Will I even understand this script?
Absolutely. The script is designed to be simple and easy to follow, even if you’re not familiar with insurance jargon. It breaks down the process into straightforward steps and includes explanations for any terms or concepts you might not know.
What happens if my claim gets denied again?
If your claim is denied again, the script includes advice on asking for next steps, such as escalating to a supervisor, requesting a formal review, or contacting an external appeals board. It also encourages you to take notes during the call, which can be invaluable if you need to appeal further.
Can I use this script for issues other than denied claims?
Definitely! While it’s tailored for claim denials, the script is also helpful for resolving billing errors, understanding benefits, and clarifying coverage. It’s a versatile tool for any insurance-related issue.
What if I get overwhelmed and need more help?
I get it—this stuff can be overwhelming. If you need additional support, I offer other resources and tips to make the process easier. You’re not alone, and every step you take toward advocating for yourself makes a difference.
I’ve tried calling before, and they just gave me the runaround. How will this script help with that?
The script is specifically designed to prevent the runaround by focusing on the exact information you need and how to get it. It includes guidance on how to stay firm, redirect the conversation back to your claim, and escalate to someone who can actually help.
How long will this process take? I don’t have a lot of time.
Calling your insurance company might take 15–30 minutes on average, but hold time depends on how busy their call center is when you call. Using the script can make the call go faster because you’ll know exactly what to say and ask. Appeals processes can vary in length, but being prepared helps you get through it more efficiently.
Why can’t I just have my doctor’s office or someone else handle this?
While your doctor’s office can sometimes help, insurance appeals are ultimately your responsibility as the policyholder. Many offices don’t have the time or resources to advocate for every patient’s claims. This script equips you to take control of the process, which can often lead to quicker and better results.
Have the Audacity.
You're Worth It.
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