Smith Labs LLC

Do You Know Your Retirement Number?

(Not your balance. Your number.)

In less than 5 minutes, get a clear estimate of how much money you’d need to retire—and see whether you’re on track or not.

You’re contributing.
You’re doing “the right things.”

But if someone asked you today:
“How much do you actually need to retire?”

You’d probably pause.

That uncertainty is risky—especially when people depend on you.

This one-page calculator gives you a quick, no-fluff starting point:

• Your estimated retirement number

• A simple 4% withdrawal framework

• A clearer sense of the gap between where you are and where you want to be

No jargon. No overwhelm. Just clarity.

What This Is

✔ Easy math
✔ Based on how much income you want in retirement
✔ Works in Google Sheets or Excel

What This Is Not

✖ A perfect plan
✖ One-size-fits-all advice
✖ The final answer

Your retirement number is deeply personal.
This tool gives you the starting line—not the finish.

Download the one-page worksheet and find your number today.

This calculator uses a simplified framework to help you think clearly—not guess blindly.