Where Financial Success Resides

A practical guide to the foundations of decision making and literacy

Naomi N. Johnson, CPA

Meet the Author

Hey there! My name is Naomi, Founder and Principal Consultant of Right Track Financial Services. I am a Certified Public Accountant (CPA), and bring nearly 15 years of experience in financial accounting and consulting services. My expertise includes accounting for income and expenses for businesses of all sizes, and analyzing the data to manage cash flow, build financial plans and forecasts, and provide financial guidance on a monthly, quarterly, and annual basis.

Beyond my corporate experience, I have provided personal financial coaching and mentorship, helping individuals create strategic financial plans to achieve goals such as paying off consumer debt and building emergency savings. I have also facilitated in-person workshops where I taught high school students about savings, credit and budgeting. As part of their lesson, students participated in interactive exercises to create a budget and identify expense reductions to meet financial goals.

What my clients and readers say

I had the pleasure of hosting Naomi Johnson from Right Track Financial Services in our Black Voices in Literature class, and it was an enlightening experience for all involved. Naomi provided valuable insights into financial literacy, covering topics such as budgeting, credit, and building generational wealth. Her presentation was engaging and tailored to our students, who are working to rewrite the stories of their financial futures. It was an empowering session, and I highly recommend Naomi and Right Track Financial Services for anyone looking to take control of their financial journey. Thank you for the knowledge and inspiration, Naomi!

Danee P.

2025 Ohio Teacher of the Year

In 2020, Naomi combed through my finances to ensure I saw where all of my money was going and produced a simple budget for me to follow. With discipline, I was able to pay off all of my credit cards and pay my car off a year early!

Kayla Griffin, Esq

As a parent of a teen, I think a book like this is really needed. No one teaches our kids financial literacy.

Katie Norris

I love the concept and that this book targets the youth! Perfect for my 18 year old son that is headed to college.

Constance Dunn


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