Terms and Conditions

Last updated on: September 18, 2025.

The terms “we”, “us”, “our” and “Company” refers to its owner and operator, Sydney Lois LLC.  The terms “user,” “client,” “you” and “your” refers to site visitors, customers, and any other purchaser of our Products and/or Services. These Terms & Conditions (“Terms” or “Agreement”) governs your use of and access to our website, associated website(s), and any of our social media channels/accounts, blogs, emails or mobile applications (collectively “Site”) and your use or purchase of our services and/or Products.   

The term “Content” shall include but is not limited to the Site, information contained on the Site, our materials/information, products, services, any digital content delivered or downloaded via email or other electronic means, webinars, courses, live masterclasses, one-on-one video conferences, classes, live posts and the like, whether purchased or not. 

The term “Service” or “Services” (although sometimes included within the term “Product”) shall include all actions we take to support, enable, and enhance your experience with our business and Products. This includes but is not limited to one-on-one coaching, group coaching, subscriptions or membership, and/or other programs we offer. 

The term “Product” or “Products” (although sometimes included within the term “Content”) shall also include but is not limited to materials, resources or information provided to you by us in our digital product, course, membership, and/or service or any digital content or information delivered or downloaded via email or other electronic means, webinars, documents, programs, courses, community, membership sites, classes, PDFs, live video calls, live posts and the like. 

PLEASE CAREFULLY READ THIS AGREEMENT IN ITS ENTIRETY BEFORE ACCESSING OR USING THIS SITE, OUR PRODUCTS, OR SERVICES. 

IF YOU ACCESS OR USE ANY PART OF THIS SITE, OR PURCHASE, ACCESS, OR USE ANY OF OUR PRODUCTS OR SERVICES,YOU AGREE TO BE BOUND TO THE TERMS CONTAINED HEREIN. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THIS SITE, OR ACCESS OR USE ANY PRODUCTS OR SERVICES PROVIDED BY US.

We provide this Site, our Content, Products and/or Services subject to your compliance with the mandatory terms set forth below.  Please understand that we may, in our sole discretion, revise or update the Agreement by posting an amended page on the Site.  Any changes will take effect immediately and your use of the Site, our Content, Products and/or Services following the posting of the amended “Terms & Conditions” page constitutes your acceptance of the same. 

Should you have any questions or concerns regarding the Terms, please contact us at the Company’s email below.

SECTION 1: GENERAL PROVISIONS

We reserve the right to refuse service to anyone for any reason at any time. 

The headings or subheadings used in these Terms are included for convenience only and will not limit or otherwise affect these Terms. 

Informational & Educational Purposes Only.  The information provided is for general educational and informational purposes only.  It should not be relied upon or used as the sole basis for decision making related to your personal life or business, without consulting primary, more accurate, more complete or more timely sources of information.  

You understand and acknowledge that the information provided to you by us is not legal, financial, therapeutic, mental health, medical advice or health and wellness advice and that the Company is not a professional service provider.  Again, all of the information, including without limitation, resources provided via phone or video conference, e-mail, an online forum, live events such as webinars or lives, video/audio recordings, courses, materials provided in our digital products and the like about homesteading, business, laws, health/nutrition, wellness and/or finance-related information, are resources for educational and informational purposes only and should not take the place of hiring a licensed professional. You understand that the Company does not and will not provide any form of diagnosis, legal advice, medical advice, financial advice, or mental health advice. 

Age Requirements.   Our Site, Content, Products and/or Services are not directed to persons under the age of majority, instead are directed solely to persons who are the age of majority or older.  In fact, you must be at least 18 years of age or older to gain access to our Site, Content, Products and/or Services.   If you are under 13 years of age, please stop and do not use, view, purchase or otherwise browse this Site, Content, Products and/or Services.

Assumption of Risk.  You use this Site at your own risk. Your use of our Site, Content, Products and/or Services are solely voluntary, and you accept that we are not responsible or liable for any harm or damages to you, your business, life, physical and mental health, financial, or otherwise caused by or resulting from your use of our Site, Content, Products and/or Services, including any actions you choose to make, or not make, as a result of using the same. You should consult with a professional for any and all individual questions or concerns. 

Severability.  If any term or provisions in this Agreement is found to be unlawful in any way, void or unenforceable, then that term or provision will be deemed severable from this Agreement and will not have any effect on the validity or enforceability of the Agreement and any remaining terms and provisions. 

Prompt Enforcement.  The failure of either party to promptly enforce this Agreement or any of its terms shall not be deemed to be a waiver of enforcement or implied modification of the Agreement regardless of the number of times or the frequency with which any such term is violated.

Termination.  We reserve the right, in our sole discretion, to immediately terminate your use of or access to our Site or Content and revoke your limited license for any reason.  It is within our sole discretion to allow you to use or access our Site or Content. We may revoke your use or access to our Site without notice to you. 

Account Creation. You may be required to provide information about yourself including your name, email address, username, password, and other personal information to use our Site, Products and/or Services. You agree that any registration information you give to the Company will always be accurate, correct, and up to date. You agree to not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction. 

You are responsible for keeping your Account login credentials secure and for all activity that occurs under your Account. If you suspect any unauthorized use of your Account or any other security breach, you agree to notify us immediately and change your password, if able to. We are not liable for any loss or damage resulting from your failure to safeguard your login information. Your Account is personal to you and should not be shared with others. Any violation of these Terms are grounds for removal and banishment from the Site or from our Products and/or Services at our discretion. No refunds, partial or otherwise, will be provided in this type of situation.

Email Communications.  By providing your contact information to us, you consent to receiving electronic communications from us, including newsletters, promotions, and updates.  These emails will be sent to the provided email address.  You can opt out anytime by clicking on the “unsubscribe” link, though non-promotional emails related to your account or transactions may still be sent.  You may withdraw consent, but this might affect access to certain services and updated information. 

Sale of Business or Assets.  In the event that the Company or substantially all of its assets are sold or disposed of as a going concern, whether by merger, sale of assets or otherwise, reorganization, or restructuring, or in the event of an insolvency, bankruptcy or receivership, the information we have collected about you may be one of the assets sold or merged in connection with that transaction.

Entire Agreement.  The Agreement, which includes these Terms & Conditions, including without limitation the Terms of Purchase, and our Privacy Policy constitutes the entire agreement between us and you as it relates to your use and access to our Site, Content, Products and/or Services.

Incorporation of Privacy Policy.  The Company respects the privacy of its users. Please refer to the Company’s Privacy Policy which explains how we collect, use, and disclose information that pertains to your privacy. When you access or use our Site, Products and/or Services, you signify your agreement to this Privacy Policy.

Advertising Disclaimer. Our Site may contain paid advertisements.  We do not endorse, associate, promote, or evaluate any of the advertised product, service, company or any of the claims made by the advertisement. 

Survey Disclaimer. Our Site, Content, Products and/or Services may include voluntary surveys for you to participate in.  We use Surveys to conduct research and to collect data to improve our Site, Content, Products and/or Services. Your participation is voluntary.  Any personal or non-personal information will be collected in accordance with our Privacy Policy and that of the third-party’s privacy policy as posted. By taking part in a survey, you agree to the transfer of the information submitted by you to us.  The information gathered will only be used for internal research purposes and will not be publicly linked to you in any way.  We reserve the right to share the survey findings with the public, but will do so in an anonymized or aggregated form. 

Force Majeure.  Neither Party shall be held liable or responsible to the other party nor be deemed to have defaulted under or breached this Agreement for failure or any delay in providing access to, fulfilling or performing any obligation under these Terms when such failure or delay is caused by or results from causes beyond the reasonable control of the affected Party, including but not limited to fire, floods, embargoes, war, acts of war, insurrections, riots, strikes, lockouts or other labor disturbances, pandemics, epidemics, outbreaks of diseases, national emergencies and/or public health crisis, environmental crisis, climate related crisis, industrial disturbances such as labor shortages, strikes or work stoppages, server related issues such as data breaches, data losses, or cloud storage disturbances, power outages or disruptions to communication or internet services, third-party platform-related disturbances, disappearance or cessation of business by you and/or the Company, or acts of God (“Force Majeure Events”); provided, however, that the party so affected shall use reasonable commercial efforts to avoid or remove such causes of nonperformance, such as restoring full access to the Products and/or Services, and shall continue performance hereunder with reasonable dispatch whenever such causes are removed. Either Party shall provide the other party with prompt written notice of any delay or failure to perform that occurs by reason of Force Majeure Events when able to do so. If the Force Majeure Events continues for more than 30 days, either party may terminate this Agreement upon written notice to the other party.  Please note a Force Majeure Events does not constitute a reason for a refund and none will be provided to you if you are unable to access and/or use the Products due to the Force Majeure Events.  

Artificial Intelligence Disclaimer. The Site, its Content, and any Products and/or Services offered may include or incorporate the use of artificial intelligence (“AI”) technologies, including but not limited to AI-generated or AI-assisted text, templates, graphics, images, video, and/or audio. These technologies may be used to support and streamline elements of product development, customer support, and content creation, initial drafting, editing, streamlining  processes, enhancing efficiency, user experience enhancements, or other internal business operation support. 

While AI tools may assist in the creative or developmental process, all final deliverables and/or Content are reviewed, edited, and/or modified by a human to ensure quality, accuracy, and originality. In many cases, AI outputs are significantly transformed, adapted, or combined with human-created elements in a manner that qualifies as original human authorship under applicable copyright laws. As a result, all final materials are considered original works of authorship by the Company and are protected accordingly. Use of AI in this process does not affect the Company’s copyright ownership or reduce the originality of the resulting Content, Products, or Services.

We may also utilize AI-powered tools for customer support, including chat-based features. These tools are designed to provide general assistance and information; however, they may occasionally include outdated, incomplete, or inaccurate responses. Such AI-generated responses are intended for general informational purposes only and are not a substitute for personalized human support or professional advice. For customer service from a human representative, please contact us at the email below.

The Company may utilize third-party AI platforms under a non-exclusive license. You acknowledge and agree that:  (a) The Company makes no warranties regarding the accuracy, completeness, or reliability of any AI-generated content used within the Site, Products, or Services; and (b) You use or rely on such Content at your own risk.

PLEASE READ THE FOLLOWING SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS AND WILL HAVE A SUBSTANTIAL IMPACT ON HOW CLAIMS YOU AND THE COMPANY HAVE AGAINST EACH OTHER ARE RESOLVED.

Governing Law.  Any disputes arising out of or related to these Terms, including our Site, related Content, Products, and/or Services, shall be governed and construed by Michigan’s state or federal courts and shall apply Michigan law, regardless of principles or conflicts of law.  

Jurisdiction/Venue. Further, any disputes arising out of or related to these Terms, including without limitation our Site, its Content, Products, and/or Services, shall be brought exclusively within the State of Michigan, County of Wayne, City of Brownstown. 

Class Action Waiver.  You agree that any dispute arising out of or relating to this Agreement shall be solely between you and the Company.  

YOU AGREE TO WAIVE THE RIGHT TO LITIGATE IN COURT OR ARBITRATE ANY CLAIM OR DISPUTE AS A CLASS ACTION.  YOU AGREE THAT YOU WILL ONLY MAKE CLAIMS AGAINST US IN YOUR INDIVIDUAL CAPACITY, AND CANNOT MAKE CLAIMS AGAINST US AS A MEMBER OF A CLASS OR AS A REPRESENTATIVE.

Claim Limitations. To the fullest extent permitted by law, you agree that any claim or cause of action arising out of or related to your use of the Services must be filed within one (1) year after such claim or cause of action arose. If not filed within that time, the claim is permanently barred. 

SECTION 2: RULES OF CONDUCT

By using our Site, Content, Products and/or Services, you agree to adhere to the following Rules of Conduct. If you violate these Rules of Conduct, we reserve the right to remove you and any access you may have to our Site, Content, Products and/or Services. Whether conduct violates our Rules of Conduct will be determined in our sole discretion.

No Illegal Activity: You may not use the Site, Content, Products and/or Services for any illegal activity, including without limitation any kind of conduct that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).

No Fraud: Yes, this is probably covered in the No Illegal Activity section above, but we want to make this very clear. Fraudulent activities in any capacity are strictly prohibited.

No Bad Conduct: Do not use our Site, Content, Products and/or Services to transmit, distribute, send, or otherwise expose the Site, Content, Products and/or Services or its viewers/users to viruses, worms, or any other code that may be deemed dangerous, harmful, or destructive in any manner. You are also not allowed to modify, reverse engineer, frame, mirror, or adapt any portion of the Site, Content, Products and/or Services. You may not interfere with the Site’s operations or make connection to the Site inoperable or transmit any viruses, worms, or harmful code. 

No Spamming: You may not use our Site, Content, Products and/or Services to engage in any activities that will result in sending spam to anyone.

Be Civil: You may only use our Site, Content, Products and/or Services in a civil and respectful way at all times.

No Exploitation: You may not violate the Site’s viewer’s/user’s rights to privacy or collect our viewer’s/user’s personal or non-personal information used or collected by us, without our express consent. You may not license, sell, resell, transfer or exploit your use or access to the Site, Content, Products and/or Services, including without limitation sharing your login credentials with others, if applicable.

No Impersonation: You may not create a false identity or user account, impersonate another person or entity, or misrepresent yourself in any way to us. 

No Data Mining or Bots: You may not use any data mining, robots, or similar data gathering or extraction methods.

No Use Other Than Intended: You may not use our Site, Content, Products and/or Services for any purposes other than intended.

No Prohibited Content: You may not use our Site, Content, Products and/or Services in a manner that is libelous, slanderous, pornographic, obscene, unlawful, threatening, hateful, harmful, abusive, harassing, violent, predatory, defamatory, or otherwise objectionable, all of which shall be determined in our sole discretion.

These rules are designed to maintain a safe and respectful environment for all users. We appreciate your cooperation in upholding these standards while using our Site, Content, Products and/or Services.

SECTION 3: INTELLECTUAL PROPERTY NOTICE REGARDING THIS SITE

A. COPYRIGHT NOTICE

This Site and its Content are protected by the copyright laws of the United States of America (“U.S.”).  You understand that the Company owns the Site and Content, which is our intellectual property.  

We grant you one limited, non-assignable, non-exclusive, non-transferrable, non-sublicensable, revocable license to access and use the Site and Content subject to this Agreement.  Any violation of the terms set forth in the Agreement is cause for immediate termination of this limited license and may result in legal action. 

You may download and print certain Content from our Site for your own personal and non-commercial purposes, but you may not copy or use our Content for any other reason.  You agree to not use or copy, frame, mirror, in link to or make similar use of any part of our Site or Content without our express written consent. 

We may investigate any alleged violations of this Agreement and take the appropriate action, in our sole discretion, which may include but is not limited to a warning, suspension of your access, termination of your access and/or legal action. 

If you believe that our Site and Content infringes a copyright of yours, please contact us at the email address below, and our designated agent under the Digital Millennium Copyright Act (17 U.S.C. §512)  will address your concerns.  However, you will be held accountable for any and all damages (including without limitation attorney’s fees and costs) should you misrepresent that our Site or Content infringes on your copyright.  

Fair Use Notice.  The trademarks, copyrighted material, logos, photos taken by us, and any designs on the Site specific to the Company are owned by us. It is strictly prohibited to use any of our copyright material, trademarks, or designs without our express written consent. Other copyrighted material, works, photos, trademarks, and trade names used on the Site are the property of the copyright owner.  All rights reserved.  The appearance of which does not imply any connection to, license from, approval of, or relationship of any kind with said third-party.  

All photos, memes, gifs and the like, which were not created by us, have either been purchased, licensed, credited, linked to its original source or were obtained from the public domain. Any copyright Content from third-parties is believed to constitute fair use in accordance with the relevant copyright laws.  If you desire to use any copyrighted material from this Site for your own purposes, which does not constitute fair use, you must obtain permission from the copyright owner. 

Links to Our Site. You are permitted to link to our Site and Content for noncommercial purposes, provided that you do so in a way that is fair and legal and does not damage our reputation. You may not link to our Site in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent. You may not deep-link to any page of this site for any purpose whatsoever unless the link is expressly authorized in writing by us. We reserve the right to withdraw permission for any link.

B. TRADEMARK NOTICE

Product names, logos, and/or brands are property of their respective owners. All company, product, and service names used in this Site and/or in our Content, Products and/or Services are for identification purposes only. Use of these names, logos, and brands does not imply endorsement unless otherwise noted.

SECTION 4: THIRD-PARTY LINKS AND/OR PRODUCTS

Affiliate Links.   Our Site or Products may use affiliate links to promote certain Content, Companies, third-parties, and products or services.  We use affiliate marketing to receive a commission, service and/or complimentary product for purchases made by you on the affiliate website using such links from our Site and/or Products.  You accept liability for any and all harm or damages or benefits of clicking on the affiliate links contained on our Site and/or Products.  We in no way guarantee the quality of the affiliate product or service provided by any third-party and bear no liability with respect to such product, service or experience. 

Links to Other Sites/Information. Our Site or Products may contain links to other websites, which are not affiliate links.  These links are only provided for the user’s convenience.  We do not endorse or verify the accuracy of the information contained on third-party websites accessed through these links.   We in no way guarantee the quality of the third-party product or service and bear no liability with respect to such product, service or experience. Any questions or concerns regarding a third-party website or resources should be directed to the third-party.  We bear no responsibility for any action or non-action you take associated with the third-party. 

Suggested Products. Our Site or Products may include suggestions or recommendations regarding products.  Please note that these suggested products are provided for informational purposes and do not constitute an endorsement, guarantees, or warranties of any kind even if an affiliate relationship exists.  You understand and acknowledge that the selection, purchase and use of any suggested products are solely your responsibility and you are encouraged to conduct your own independent research, carefully read product labels, reviews and consult with professionals before making any purchase and/or using the suggested products.  You should also be aware of your own allergies, sensitivities, or other individual factors that may affect the suitability for using the suggested products.  

SECTION 5: ERRORS, INACCURACIES AND OMISSIONS

Occasionally, there may be information on or in our Site, Products, or Services that contains typographical errors, inaccuracies, or omissions that may not be current or complete.  We reserve the right to correct these errors, inaccuracies, or omissions at any time without prior notice. We also make no representation or warranty as to the information provided, regardless of its source.  We disclaim all liability for any inaccuracies, errors or omissions in that information. 

We reserve the right to update, change or replace any part of these Terms by posting updates and/or changes to our website, platform, Products, Services, and the like.  It is your responsibility to check the appropriate Terms periodically for changes.  Your continued access and/or use of the digital products/courses following the posting of changes constitutes your acceptances of those changes. 

We also reserve the right to modify the contents and/or information on or in our Site, Products, and/or Services at any time, but we have no obligation to update any information or notify you of those changes. You agree that it is your responsibility to monitor changes to our Products, and/or Services. 

SECTION 6: INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company, its representatives, its affiliates, providers, or related third-parties, and each of their respective representatives and agents, from and against any and all claims, losses, costs, damages, liabilities and expenses (including, but not limited to attorney’s fees), arising from: your activities in connection with our Site, Content, Products and/or Services; your violations of the Terms; your improper or unauthorized use of our Site, Content, Products, and/or Services; any claims or allegations that you transmit through or in connection with our Site, Content, Products and/or Services that infringes or violates intellectual property, privacy or other third-party rights; any unlawful or illegal conduct engaged by you under any state, federal or common law in connection with the use of or access to our Site, Content, Products, and/or Services.  Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

SECTION 7: DISCLAIMERS OF WARRANTIES, 

LIMITATION OF LIABILITY, AND RELEASE

Limitation of Liability.  IN NO EVENT SHALL THE COMPANY, ITS REPRESENTATIVES AND/OR AGENTS, ITS PROVIDERS OR RELATED THIRD-PARTIES BE LIABLE TO YOU FOR ANY DAMAGE WHATSOEVER RESULTING FROM OR RELATED TO YOUR USE OF OR ACCESS TO OUR SITE, CONTENT, PRODUCTS AND/OR SERVICES. YOU AGREE TO ABSOLVE US, OUR PROVIDERS AND OTHER RELATED THIRD-PARTIES FROM ANY AND ALL DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGE ARISING OUT OF OR RELATED TO YOUR USE AND/OR ACCESS TO OUR SITE, CONTENT, PRODUCTS, AND/OR SERVICES. YOUR SOLE REMEDY FOR DISSATISFACTION OR CLAIMED HARM/DAMAGES IS TO STOP USING THIS SITE, CONTENT, PRODUCTS AND/OR SERVICES. 

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OF CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Disclaimer of Warranties.  Without limiting the foregoing “Limitation of Liability” provision, this Site, Content, Products and/or Services are provided to you “AS IS” and the Company specifically DISCLAIMS ALL WARRANTIES OR ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT WITH RESPECT TO THE SITE, CONTENTS, PRODUCTS AND/OR SERVICES. FURTHER, WE DO NOT WARRANT THAT ACCESS TO THIS SITE, CONTENT, PRODUCTS AND/OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. No advice or information, whether oral or written, provided to you from us or any related third-parties shall create a warranty not expressly stated in these Terms.  

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

We also reserve the right to modify or discontinue, either temporarily or permanently, the Site, Content, Products and/or Services at any time, without notice.  We may also impose limits on your use or restrict access to you to any part of the Site, Content, Products and/or Services without notice or liability.  You consent and agree that we will not be liable to you or third-parties for any such modification, termination or suspension of us, or discontinuance of the Site, Content, Products and/or Services.

Disputes with Third Parties. COMPANY IS NOT AFFILIATED WITH ANY THIRD-PARTY SERVICES ACCESSED OR MADE AVAILABLE ON THE SERVICE OR ANY THIRD PARTY USING THE SERVICE, INCLUDING OTHER USERS. ANY DISPUTE YOU HAVE WITH ANY THIRD-PARTY SERVICES OR OTHER THIRD PARTY USING THE SERVICE, INCLUDING, WITHOUT LIMITATION, ANY COMMUNITY OR A CREATOR OR USER OF A COMMUNITY, IS DIRECTLY BETWEEN YOU AND THAT THIRD PARTY. YOU IRREVOCABLY RELEASE COMPANY FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES (ACTUAL AND CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THOSE DISPUTES. YOU WILL TAKE REASONABLE PRECAUTIONS IN ALL INTERACTIONS WITH OTHER USERS, PARTICULARLY IF YOU MEET OFFLINE OR IN PERSON. YOU ASSUME ALL RISK WHEN ENGAGING THE SERVICES OF ANY OTHER USER AND IN CONNECTION WITH USING THE SERVICE, INCLUDING BUT NOT LIMITED TO ANY RISKS ASSOCIATED WITH SHARING CONFIDENTIAL INFORMATION WITH ANY OTHER USER. IN SUCH INSTANCE, YOU AGREE TO HOLD COMPANY HARMLESS AND RELEASE COMPANY FROM ANY ASSOCIATED CLAIMS.

SECTION 8: TESTIMONIALS

Our Site, Content and/or Products may contain testimonials by users of our Site, Content, and/or Products.  The views and opinions expressed in these testimonials are solely those of the individual or business and do not reflect our views or opinions. We do not pay or compensate these individuals or businesses for their testimonials and are not affiliated with them. Individual results may vary, and testimonials are not intended to represent or guarantee that you or anyone will achieve the same or similar result. All testimonials are provided by real persons with real life experiences, and may not represent a typical user’s experience.  We do not claim, and you should not assume, that all users will have the same results or experiences as those expressed in the testimonials.  Your individual results may vary. 

SECTION 9: FREE DIGITAL PRODUCT POLICIES 

By downloading free digital products from the Company, if any, in exchange for your contact information, you agree to solely use that digital product for your personal, non-commercial purposes.  Said digital products are not to be copied, edited, distributed, or otherwise shared in any way other than in its original form as provided by us to you.  You agree to not hold the material to be your own, or otherwise attempt to make a financial gain or otherwise from our digital products and/or materials and/or content. 

SECTION 10: TERMS OF PURCHASE

By purchasing from the Company, you are expressly consenting to these additional Terms of Purchase, in addition to the above Terms. Should either of the terms contradict one another, the Terms of Purchase shall apply.  Please read these all of the Terms carefully before purchasing from us. 

IF YOU DO NOT AGREE TO THESE TERMS, THEN YOU SHOULD NOT PURCHASE, ACCESS, OR USE OUR PRODUCTS OR SERVICES. 

REFUND POLICY & PAYMENT TERMS

Refund Policy

All sales of the Product and/or Services are final. No refunds will be issued under any circumstances due to the downloadable nature of our Products and/or immediate access to related Services. 

Purchase Policy

We reserve the right to refuse or cancel any order from you, at any time, for any reason, including without limitation: availability of Products and/or services; errors in the Product or service description or price; errors in your order; multiple purchases and/or requests; we suspect you purchased with the intent to seek reimbursement; and if we suspect that your order is fraudulent, unauthorized or otherwise an illegal transaction. 

We also reserve the right to change our prices at any time, within our sole discretion, prior to accepting your order.  Should the prices change, you will have the right to cancel your order.

Purchase Terms

If you pay for our Product and/or Service by credit or debit card, you authorize and provide permission for us and our related third-party vendors to charge your credit or debit card in the amount owed for payment of the products and/or services. You represent and warrant that you have the legal right and authority to use said payment method(s) used in connection with any transaction on our Site. You are responsible for all fees, including taxes, associated with your use of our Products and/or Services. 

You agree not to dispute any charges made to your credit card under any circumstances (i.e. chargebacks).  If you inadvertently do so, you agree to immediately cancel or withdraw such a dispute and we reserve the right to report it to the credit bureaus as a delinquent account and pursue collection.  You are responsible for any fees associated with recouping payment on such disputes and any collection costs associated, including attorney’s fees.  

When you purchase our Product and/or services, your personal information (i.e. contact and card information) may be collected by a third-party vendor, who may have privacy policies or security practices that are different from ours. We are not responsible for the vendor's independent policies or practices.  

ADDITIONAL INTELLECTUAL PROPERTY TERMS

Our Products are protected by the copyright laws of the U.S..  You understand that the Company owns the Products, which is their intellectual property. 

You may download and print certain materials from our Product(s) for your own personal and non-commercial purposes, but you may not copy or use our Product(s) for any other reason.  You agree to not use or copy, frame, mirror, in link to or make similar use of any part of Product(s) or Services without our express written consent.  

License to Use.  By purchasing our Product(s) and/or Services, you are hereby granted one limited, non-assignable, non-exclusive, non-transferable, non-sublicensable, revocable license to the Product and/or Service that you purchased for your own personal and/or internal business use.    

You are not permitted to share our Product, course and/or service with anyone.  

You are expressly prohibited from utilizing the information obtained from our Product(s) and/or Services to develop derivative works. In other words, you may not leverage the knowledge acquired through our offerings to create a product that would have otherwise been beyond your capacity to develop had it not been for the information obtained from our Product and/or Services.

You expressly agree not to sell, resell, reproduce, duplicate, copy, or exploit any portion of our Site, Product(s), or Service provided or the information contained therein, or any content on the Site through which the Products and/or Services are provided, without express written permission by us.

We may investigate any alleged violations of these Terms and take the appropriate action, in our sole discretion, which may include but is not limited to a warning, suspension of your access, termination of your access and/or legal action without a refund. 

If you violate these Terms, such as giving, selling a copy of, re-selling or exploiting our Products and/or Services to others, you agree to pay for the license of the products or services that you gifted or sold to others and we reserve the right to revoke your license and terminate your access to our products or services, temporarily or permanently, in addition to other legal remedies available.  

Liquidated Damages Clause. In the event of your unauthorized creation of products based on knowledge acquired from our offerings that would otherwise be beyond your capacity, you agree to pay the Company liquidated damages in the amount of the then-current license fee and/or our product price per instance of such breach. 

Non-Disclosure. By accessing or using our Products and/or Services, you agree to treat any and all information provided by us or obtained through the use of the product as confidential and proprietary. You shall not disclose, share, distribute, reproduce, or use such confidential information for any purpose other than the permitted use of the digital product.

Confidential information includes, but is not limited to, any trade secrets, proprietary knowledge, algorithms, technical specifications, designs, code, documentation, information that is not generally known to the public, or any other information designated as confidential.

You acknowledge that the confidential information is valuable and constitutes our intellectual property. 

You agree to exercise reasonable care to prevent the unauthorized disclosure or use of the confidential information. This duty of confidentiality shall continue even after the termination or expiration of your use of our Products and/or Services.

ADDITIONAL GENERAL PROVISIONS

Future Promotions. Any promotional discounts that may not have been offered at the time of your purchase are not guaranteed to be provided to you if offered after your date of purchase. If we do provide it, then it is within our sole discretion. We reserve the right to modify or cancel any promotional discounts at any time without prior notice.

Future Updates.  We will periodically update our Product(s) to stay current. For the lifetime of the specific Product or Service, you will be provided with these revisions and/or updates and/or edits at no additional charge. Any additional revisions, updates, amendments thereto are also covered by these Terms. 

Lifetime Access Guarantee or Evergreen Access. From time to time, the Company may offer “lifetime access” or “evergreen access” to a Product or Service. For clarity, “lifetime access” or “evergreen access” refers to access for the lifetime of the specific Product or Service, not the lifetime of the purchaser, the Company, nor an indefinite guarantee of access. This access is valid only while the Company continues to offer and support that specific Product or Service. If the Company discontinues, phases out, retires, or otherwise ceases to offer or maintain the Product or Service, the lifetime access shall terminate accordingly. The Company makes no guarantee that any Product or Service will be available indefinitely. The Company may, at its discretion, add, remove, or modify features, content, integrations, or the platform on which the Product/Service is hosted. While the Company aims to provide continuous value, the specific features and functionalities available at the time of purchase are not guaranteed to remain unchanged indefinitely. This access is non-transferable and applies solely to the original purchaser. As such, the Company reserves the right to update, modify, or revoke lifetime or evergreen access at any time, for any reason, at its sole discretion. 

Related Third Party Privacy Policies. You understand and agree that any communication you send to us, whether via email, direct message, social media, or other means, is not confidential or privileged. We may share such communications with third-party service providers or vendors in connection with our business operations. Additionally, when you make a purchase from us, your personal and non-personal information may be collected, stored, or processed by third-party vendors who assist with payment processing, order fulfillment, customer management, or other support services. These third parties operate independently and may have their own privacy policies and security practices, which are different from ours. We are not responsible for the independent practices, policies, or actions of any third-party vendors.

Order Confirmation. You will receive an email(s) to confirm the placement of your order along with a downloadable Product and/or access to the digital course, which will contain details concerning your purchase.  In the event there is an error in this email confirmation or emails concerning your purchase, it is your responsibility to inform us as soon as possible. 

Collections. In addition, should you purchase a product or service from us and fail to make payment, you will owe the total amount of outstanding payments with interest and any collection fees/costs, including but not limited to attorney’s fees and costs. 

Assumption of Risk.  Any reliance on Products, and/or Services and the information contained therein or provided to you is at your own risk and you do so voluntarily.  You use the information provided and our Products, and/or Services at your own risk. 

You accept that we are not responsible or liable for any harm or damages to you, your business, life, physical and mental health, financial, or otherwise caused by or resulting from your use of our Products, and/or Services, including any actions you choose to make, or not make, as a result of using our information and/or resources. 

You should consult with a professional for any and all individual questions or concerns.

Non-Disparagement. You agree not to make any false, defamatory, or knowingly misleading statements, either publicly or privately, to any third party about the Company, or about any of the Company’s officers, directors, employees, personnel, agents, policies, Products, or Services, except as otherwise permitted by law. This includes directing others to do so on your behalf. Nothing in this section is intended to restrict your ability to share your honest opinions, experiences, or reviews regarding our Products or Services, in accordance with applicable law. This section survives termination.

No Guarantees.  We cannot guarantee any outcome of using, consuming, participating or applying our Product(s) and/or Services. We make no guarantees other than that the Product(s) and/or Services shall be reasonably provided to you in accordance with these Terms. You acknowledge that Company cannot guarantee any results of the Products and/or Services as such outcomes are based on subjective factors (including, but not limited to, your participation/implementation/etc.) that cannot be controlled by the Company.  Clients not achieving his or her desired results is not grounds for a refund, partial or otherwise.

Maximum Damages.  In no event will the Company’s total liability to you for all damages, losses, and causes of action (whether in contract or tort), or otherwise, exceed the amounts you’ve paid the Company in the prior 12 months (if any). The existence of more than one claim will not enlarge this amount. 

Attorney’s Fees.  In the event of any controversy, claim or dispute between us, arising out of or related to this Agreement or the breach of this Agreement, the prevailing party shall be entitled to recover from the other party all costs incurred including attorney’s fees.

Term and Termination.  This Agreement remains in effect while you access or use any part of our Products, or Services. We may, at our sole discretion, suspend or revoke your access to our Products, or Services (including your user account), or terminate this Agreement at any time and for any reason, including if you violate any part of this Agreement.

If this Agreement is terminated, your user account and all rights to access or use the Site, Products, and Services will end immediately. You acknowledge that termination may result in the deletion of your user content from our active systems. We are not responsible for any loss or damages resulting from the termination of your user account or the deletion of your content. All provisions of this Agreement will end upon termination, except for those that, by their nature, are intended to survive.

SECTION 11: USER CONTENT AND LICENSE TO USE

“User Content” includes any content, information, or communication you submit, upload, post, or share through our Products, Services, or platforms. This includes, but is not limited to, submissions on our website, content shared on social media platforms where we have a presence, direct communications with us such as emails or direct messages, and any public content that references our Company.

You retain ownership of any original content you create and submit. However, by sending, posting, or otherwise making any User Content available to us or about us, you grant the Company a worldwide, non-exclusive, irrevocable, royalty-free, sublicensable license to use, reproduce, publish, display, distribute, adapt, and otherwise use that content for business, promotional, and marketing purposes. This license is granted without the need for further permission, notice, or compensation.

You are solely responsible for the User Content you provide and for any consequences that result from posting or sharing it. You agree not to submit any content that is confidential, proprietary, unlawful, infringing, defamatory, obscene, or that violates the rights of any third party, including rights related to intellectual property, privacy, or publicity.

We reserve the right to monitor, remove, or restrict any User Content at our discretion. We may also suspend or terminate your user account if your content violates these Terms or any applicable law.

You understand that we are not responsible for any loss, misuse, or public display of User Content you voluntarily share. Although we do not actively screen all submissions, we may monitor or record interactions with our Services when necessary.

SECTION 12: HEALTH DISCLAIMER 

The information provided on our Site, Products, and/or Services is intended solely for educational and informational purposes. It does not constitute therapy, mental health counseling, or medical advice or care and is not intended to nor should it be substituted for professional medical advice, diagnosis, or treatment.  Always consult your doctor or other qualified healthcare professional with any questions you have about your physical and mental health or medical conditions.  Never disregard the advice of your doctor, mental health provider or other qualified healthcare professional, or delay in seeking it because of information you read or accessed through our Site, Products and/or Services. 

You acknowledge and agree that when participating in any health regimen, training, program, activity, or the like, and/or implementing any advice found on our Site, Products and/or Services, that there is an inherent risk of the possibility of physical injury, emotional distress and/or even death. You voluntarily  assume the risk and full responsibility for any such results, risks, and outcomes. 

The information provided on our Site, Products, or Services has not been evaluated by the Food and Drug Administration.

OTHER MEDICAL CONDITIONS:  If you know or suspect that you may be pregnant, have an eating disorder, have diabetes, or have any other physical, psychological, emotional or medical condition, it is imperative that you seek the advice of your doctor or other professional care provider prior to using our Site, Products and/or Services. If you experience any discomfort or pain during an activity found on or while using content from our Site, Products and/or Services, you must immediately cease the activity and seek the assistance of a physician or other applicable professional care provider.

NOT A MEDICAL PROVIDER:  We are not a medical professional (including without limitation doctor/physician, nurse, physician’s assistant), mental health provider (including without limitation psychiatrist, psychologist, therapist, counselor or drug addiction specialist), registered dietitian or licensed nutritionist and do not hold ourselves out in that capacity.  We are not attempting to nor do we represent that we can diagnose, treat, prevent, or cure any physical, mental or emotional issues.  Our role is strictly as a self-help educator, trainer, coach, mentor, or guide, offering informational content and education to clients.

CONTACT A MEDICAL PROVIDER:  Always seek the advice from or consult with your doctor, mental health provider or other qualified healthcare provider before participating in any exercise program, using any advice, products or services made accessible by us, and/or undertaking any health protocol or regimen found on our Site, Products and/or Services.  Do not start or stop any medications without speaking to your medical or mental health provider.  In connection with or the use of our Site, Products and/or Services does not create a doctor-patient or therapist-patient relationship of any kind. 

In case of a medical emergency, immediately contact emergency services, your doctor, or go to the nearest emergency room.

By accessing or using our Site, Products and/or Services, it does not mean that you are receiving treatment from or have a therapeutic relationship, of any kind, with us. You are solely responsible for any action or non-action that you take as a consequence of your use of or reliance on information contained in the Site or in our Content. 

SECTION 13: GENERAL COACHING DISCLAIMER

The information provided on our Site, Products, and/or Services is intended solely for educational and informational purposes. It does not constitute therapy, mental health counseling, or medical advice or care and is not intended to nor should it be substituted for professional medical advice, diagnosis, or treatment or advice from a licensed therapist, counselor, attorney, or other qualified professional. Always consult your doctor or other qualified healthcare or licensed professional with any questions you have about your physical and mental health, medical conditions, financial or legal situation, or consult with the appropriate qualified professional for advice tailored to your specific situation. Never disregard the advice of your doctor, mental health provider or other qualified professional, or delay in seeking it because of information you read or accessed through our Site, Products and/or Services.

You acknowledge and agree that when participating in any personal growth journey, relationship exploration, mindset shift, spiritual practice, health regimen, training, program, activity, or the like, and/or implementing any advice found on our Site, Products and/or Services, that there is an inherent risk of the possibility of physical injury, emotional distress, relational challenges and/or even death. You voluntarily assume the risk and full responsibility for any such results, risks, and outcomes.

The information provided on our Site, Products, or Services has not been evaluated by the Food and Drug Administration.

OTHER CONDITIONS: If you know or suspect that you may be pregnant, have an eating disorder, have diabetes, or have any other physical, psychological, emotional or medical condition, or are experiencing significant relational distress or other serious personal challenges, it is imperative that you seek the advice of your doctor or other professional care provider or the appropriate qualified professional prior to using our Site, Products and/or Services. If you experience any discomfort or pain during an activity found on or while using content from our Site, Products and/or Services, you must immediately cease the activity and seek the assistance of a physician or other applicable professional care provider or the appropriate qualified professional.

NOT A MEDICAL/THERAPEUTIC/LEGAL PROVIDER: We are not a medical professional (including without limitation doctor/physician, nurse, physician’s assistant), mental health provider (including without limitation psychiatrist, psychologist, therapist, counselor or drug addiction specialist), registered dietitian or licensed nutritionist or a licensed life coach. We do not hold ourselves out in that capacity. We are not attempting to nor do we represent that we can diagnose, treat, prevent, or cure any physical, mental or emotional issues or provide therapeutic, legal, or other professional advice. Our role is strictly as a self-help educator, trainer, coach, mentor, or guide, offering informational content and education to clients.

CONTACT A QUALIFIED PROFESSIONAL: Always seek the advice from or consult with your doctor, mental health provider [relationship counselor, life coach, spiritual advisor, attorney] or other qualified healthcare provider before participating in any exercise program, using any advice, products or services made accessible by us, and/or undertaking any health protocol or regimen found on our Site, Products and/or Services or before making significant life, relationship, mindset, or spiritual changes. Do not start or stop any medications without speaking to your medical or mental health provider. In connection with or the use of our Site, Products and/or Services does not create a doctor-patient, therapist-patient, coach-client, attorney-client, or other professional-client relationship of any kind.

In case of a medical emergency, immediately contact emergency services, your doctor, or go to the nearest emergency room.

SECTION 14: CONTACT US

Questions or concerns about these Terms should be sent to us at: [email protected]